Protecting What
Matters Most
Protected Life provides straightforward advice on personal and business protection, helping individuals, families and businesses across the UK find suitable cover from leading insurance providers.
Personal Protection
At Protected Life, we help individuals and families find the right protection for the things that matter most. We provide clear, straightforward advice and help you explore suitable cover from leading UK insurance providers, based on your circumstances and priorities.
Life
Insurance
Life Insurance provides financial support for your loved ones if you pass away during the term of your policy. The payout can help towards a mortgage, household bills, funeral costs and other everyday expenses, providing valuable financial reassurance for your family and helping protect their future.
Critical Illness
Cover
Critical Illness Cover provides financial support if you’re diagnosed with a serious medical condition covered by your policy. It can provide a lump-sum payment following conditions such as cancer, a heart attack or stroke, helping you manage household expenses and financial commitments while focusing on your recovery.
Income
Protection
Income Protection provides a regular income if an illness or injury prevents you from working. It can replace a percentage of your usual earnings, helping you continue to manage your mortgage or rent, household bills and everyday living expenses until you’re able to return to work.
Accident & Sickness Cover
Accident & Sickness Cover provides financial support if an accident or illness temporarily prevents you from working. Depending on your policy, it can provide payments following certain injuries or illnesses, helping you manage everyday expenses and financial commitments while you recover and prepare to return to work.
Business Protection
At Protected Life, we help businesses put the right protection in place for their directors, employees and shareholders. We provide straightforward advice and help you explore suitable business protection options from leading UK insurance providers, based on the needs and structure of your business.
Relevant
Life
Relevant Life Insurance allows a business to provide life cover for an employee or director. The company pays the premiums, while any eligible benefit is paid to the employee’s beneficiaries through a trust, providing valuable financial protection for their loved ones in a tax-efficient way.
Key Person Insurance
Key Person Insurance helps protect a business against the financial impact of losing an important employee or director through death or critical illness. The policy can provide the business with a cash sum to help cover lost profits, recruitment costs and other expenses during a difficult period.
Executive Income Protection
Executive Income Protection provides financial support when a director or key employee is unable to work because of illness or injury. The policy is arranged and funded by the business and can provide a regular benefit, helping protect income and maintain financial stability during an extended period away from work.
Shareholder Protection
Shareholder Protection helps protect the future ownership and stability of a business if a shareholder dies or becomes critically ill. The arrangement can provide funds to help the remaining shareholders purchase the affected shareholder’s stake, helping maintain business continuity and provide financial security for those involved.
Sports Protection
At Protected Life, we understand that athletes and sports professionals can face different financial risks to those in other careers. We provide straightforward advice and help you explore suitable protection options designed around your sport, income, lifestyle and individual circumstances.
Sports Injury Cover
Sports Injury Cover provides financial support if you suffer a covered injury while playing sport. Depending on your policy, it can pay benefits for specified injuries, helping you manage unexpected expenses and focus on your recovery.
Accident Protection
Accident Protection can provide financial support following covered accidents and injuries. Whether you’re training, competing or enjoying your favourite sport, eligible benefits can help ease the financial pressure of an unexpected injury.
Support During Recovery
An injury can affect more than just your ability to play sport. Sports protection can provide a financial cushion following eligible injuries, helping you manage everyday expenses while you recover and work towards getting back to the activities you enjoy.
Protection for Active Lifestyles
Whether you’re a casual player, a regular gym-goer or passionate about competitive sport, having suitable protection can offer added peace of mind. We’ll help you explore cover options that suit your lifestyle, sporting activities and personal circumstances.
How We Work
Our team works with a wide range of leading UK insurers, carefully comparing policies, features and benefits to find the right level of protection for each client’s individual needs and circumstances.
3 Simple Stages to Finding Your Cover
We follow a simple three-step process to understand your needs and find the right protection for you.
Fact-Find
We start by getting a clear understanding of your circumstances, priorities and the types of protection that matter most to you.
Research
Using your information, we research
our extensive panel of insurance providers to identify suitable cover for your needs.
Presentation
We present our personalised recommendation, explain the policy and provide the relevant illustration and key features so you can make a decision.